LUMA Health Insurance: Designed by Expats, for the Needs of Expats.

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LUMA Health Insurance has established itself as the premier choice for expatriates in Thailand, offering tailored health insurance  solutions that truly understand the needs of the international community. Founded and run by expats, LUMA brings a unique perspective to health coverage in Thailand. 

Affordable and Comprehensive International Inpatient Plans 

LUMA stands out with its affordable Inpatient (IPD) entry plans that offer extensive coverage: 

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  1. Day Case Procedures: Coverage for medical procedures that require a hospital stay of less than 24 hours. 
  1. Minor Surgeries: Full coverage for a wide range of minor surgical procedures. 
  1. Accident Outpatient Department (OPD) Coverage: Comprehensive protection for outpatient treatments related to accidents within 24 hours. 
  1. Additional Benefits: Depending on the plan you select, you can choose to get additional coverage such as maternity, dental and vision. 

The plans provided by LUMA offer entry-level plans that provide a level of comprehensiveness typically associated with more expensive options, making quality healthcare accessible to a broader range of expats. 

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LUMA Understands Your Needs 

As a company created by expatriates for expatriates, LUMA brings a deep understanding of the challenges and concerns faced by internationals living in Thailand: 

  • Cultural Sensitivity: LUMA’s team understands the nuances of navigating healthcare in a foreign country. 
  • Language Support: Multilingual support to help you communicate your health needs effectively.  Whether it is understanding the plans and coverage, to our excellent medical team and customer service, there is certainly no language barrier at LUMA. 
  • Expat-Centric Network: Access to top healthcare providers who are experienced in treating and servicing international patients. 

Flexibility to Suit Your Lifestyle 

Whether you’re a long-term resident, a digital nomad, or somewhere in between, LUMA offers the flexibility to customize your plan: 

  • Modular Plans: Customize your overage options to create a plan that fits your specific needs and budget. 
  • Global Coverage Options: For those who frequently travel or move around the region a lot, LUMA provides plans which cover you wherever you go. 

Seamless Experience for Expats 

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LUMA simplifies the insurance process for expatriates: 

  • Easy Online Management: User-friendly portal and mobile app for managing your policy and submitting claims. 
  • Direct Billing Network: Extensive network of hospitals and clinics in Thailand and Southeast Asia for cashless treatments. 
  • 24/7 Expat-Focused Support: Round-the-clock assistance from a team that understands expat life in Thailand. 

By choosing LUMA, you’re not just getting health insurance; you’re partnering with a company that truly understands and caters to your experience in Thailand. With affordable, comprehensive plans and services designed specifically for international residents, LUMA ensures that you can focus on enjoying your life in Thailand, knowing that your health is in capable, understanding hands. 

For more information, visit lumahealth.com or call 02-494-3600 to speak with their expert team.