Deputy Minister of DE Cracks Down on Illegal Loan Apps and Excessive Interest Rates; Over 1,500 Cases Blocked, Public Warned to Verify Before Using Services
Ms.Nan Boontida Somchai, Deputy Minister of Digital Economy and Society, revealed progress in the suppression of illegal loan applications and websites or URLs charging excessive interest rates. She said the Ministry of Digital Economy and Society (DE) is working under two main approaches:
First, proactive enforcement under the Computer Crime Act B.E. 2550 (2007) and its amendments, Section 20 paragraph two. The ministry monitors websites and applications suspected of illegal activities. Once detected, the cases are forwarded to the Fiscal Policy Office (FPO) under the Ministry of Finance to verify whether the apps are properly registered. If they are found to be unregistered or illegal, the DE Ministry submits requests to the court to order the blocking of such websites or applications through app stores or internet service providers (ISPs).
Second, blocking operations based on requests from related agencies, including the Bank of Thailand (BOT) and the Fiscal Policy Office. The DE Ministry reviews evidence to ensure there are sufficient legal grounds under Section 20 (3) of the Computer Crime Act before filing petitions with the court to block access.
Over the past year (from February 2025 to 20 May 2026), the Bank of Thailand submitted 79 loan applications to the DE Ministry for legal action and court blocking requests. The DE Ministry then forwarded the list to the Fiscal Policy Office for registration verification. Responses were received for 57 applications, and the ministry proceeded with court requests to suspend their distribution on app stores, resulting in the removal of 57 illegal loan-related applications.
In addition, the DE Ministry has proactively blocked websites and online platforms related to excessive-interest lending schemes. A total of 1,466 URLs have already been blocked between 1 October 2025 and 17 May 2026.
At present, scammers are using various methods to trick people into borrowing money through websites and social media channels. Common advertisements include phrases such as “easy approval,” “fast cash,” “low interest,” “minimal documents,” “no collateral required,” and “blacklisted borrowers accepted.” Victims may lose personal information, including ID card numbers, house registration copies, or bank account details, and may also lose money through fake processing fees, deposits, or guarantee payments.
“I would like to warn the public to carefully verify loan applications before using any service. People can check whether a loan app is legally registered through the Bank of Thailand website by searching the phrase ‘เช็กแอปเงินกู้’ (Check Loan Apps). The DE Ministry is continuously working together with related agencies, including the Royal Thai Police, NBTC, AMLO, and the Bank of Thailand, to suppress illegal activities. If anyone has already transferred money for deposits or fees after being deceived, they can immediately report and freeze the account through the AOC Hotline 1441, available 24 hours a day,” said the Deputy Minister of Digital Economy and Society.






























































