FWD Life Insurance Plc. (“FWD Insurance”) is targeting the unit-linked market with the launch of its new product, “FWD Freedom Link Plus 15/5,” available exclusively through the agent channel. This unit-linked insurance policy has a 5-year premium payment period and provides life coverage up to 50 times the main policy premium for 15 years, with a renewal option for an additional 15 years until reaching age 99. This policy fosters financial stability and wealth growth, giving policyholders the flexibility to manage their investment portfolios according to their preferences. The “FWD Freedom Link Plus 15/5” is designed to suit the needs of individuals at all stages of life, with expert guidance on asset allocation and investment product selection provided by a team of fund managers and investment professionals from a renowned global institution. Additionally, customers with total annual premiums of 2 million baht or more can access superior healthcare and living services from “FWD Utmost,” ensuring a comprehensive and exclusive experience.
Recently, there has been a growing interest among Thai individuals in investing for savings. Studies show that, due to ever-evolving economic conditions, consumers exhibit diverse investment behaviors and requirements. Investment goals often shift with life stages, influenced by the uncertainty and fluctuations arising from various factors that impact investments. Therefore, to achieve savings objectives effectively, careful planning and careful consideration of all factors are essential before making investment decisions.
Mr. David Korunić, Chief Executive Officer for Thailand & Cambodia at FWD Life Insurance Plc., said that FWD Insurance aims to change the way people feel about insurance. Our commitment lies in developing products and services that cater to customers’ needs across various lifestyles and life stages, driven by a customer-led approach. This approach focuses on creating and delivering exceptional experiences by attentively listening to and understanding customers seeking financial tools that offer both life protection and investment management flexibility. Our products are designed to provide stability and foster sustainable wealth while accommodating desired adjustments. To this end, we are dedicated to designing innovative solutions that address financial health needs, enabling policyholders to effectively plan and achieve their financial goals. The “FWD Freedom Link Plus 15/5” unit-linked product exemplifies our approach, providing a pathway to sustained financial well-being.
Experience the freedom to live life your way with unique and adaptable features
- Financial independence, wealth, and security: customize your life coverage to match your financial goals and boost your return potential by adding premiums (Top up) up to 150 million baht per policy. Select from premium mutual funds chosen by experts from a leading asset management firm. With our ‘Open Architecture’ approach, you can design your own investment portfolio or choose from our model portfolios to suit your preferences.
- Flexibility in reaching your goals: adapt to changing situations by switching funds without incurring fees, and take a break from paying premiums or withdrawing funds when needed.
- Confidence with extensive protection: opt for life coverage up to 50 times the main policy premium (depending on the insured’s age) and adjust it according to evolving life circumstances.
- Added value through special bonuses: receive a special bonus of 2% of all accumulated main policy premiums, paid out at the end of the 5th policy year.
- Peace of mind: pay premiums for 5 years and enjoy guaranteed life coverage equal to 5 times the annual main policy premium for the first 15 years, with the option to renew the policy every 15 years up to age 99 (conditions apply as specified in the policy).
Manage your investment portfolio with professional expertise
To provide personalized investment advice suitable for every stage of life, FWD Insurance has partnered with Mercer (Thailand) Company Limited, a leading global institutional investment advisory firm. This collaboration focuses on designing, monitoring, and adjusting model portfolios to align with unit-linked insurance, adapting to various investment scenarios. Together, we determine investment allocations and select funds for both domestic and international markets, offering five model portfolios that cater to different risk levels, from low to very high. Each portfolio is diversified across asset classes to enhance risk management and achieve the desired investment goals. Our team of investment experts reviews mutual fund performance and model portfolios every three months. In addition, there is an automatic investment proportion adjustment service based on the recommended investment portfolio and the customer’s risk level. This additional service is available for policyholders of investment-linked life insurance policies who wish to opt in. Please note that the terms and conditions are as specified by the company.
The exclusive “FWD Utmost” services for unit-linked insurance customers
To provide comprehensive care and address both financial planning and healthcare needs, FWD Insurance offers the exclusive “FWD Utmost” services. These benefits are available to unit-linked insurance policyholders with annual premiums of 2 million baht or more. The “FWD Utmost” services deliver superior healthcare and lifestyle privileges tailored to individual needs, complemented by a personal assistant. This year, we have enhanced our offerings to provide even greater levels of luxury, integrating holistic healthcare with expert financial planning and enriching lifestyle experiences for a more complete and fulfilling life. The “FWD Utmost” services encompass four key areas: Caring for your health with holistic healthcare; going Beyond your experience for exceptional travel experiences of international standard; Enriching your lifestyle with exclusive lifestyle privileges; and a Private personal assistant offering professional advice and attending to both health and lifestyle needs.
For more information about the “FWD Freedom Link Plus 15/5” insurance, please contact our FWD Insurance agents or visit our website at https://www.fwd.co.th/.
Prospective buyers should fully understand the coverage details, product features, protection, return conditions, and associated risks before making any investment or insurance decisions.
Terms, benefits, and coverage are as specified in the policy and as determined by FWD Life Insurance Public Company Limited.
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